Credit risk management is a highly complex but necessary discipline for successful businesses. Credit risk strategies can be adopted throughout the customer lifecycle from customer on-boarding, in life management to collections. They enable businesses to tailor the treatment of their customers based on the level of credit risk they pose to optimise collections rates and minimise bad debt.
Sagacity has decades of experience in credit risk management across a range of industry sectors including defining policies and processes, managing policy compliance, optimising collection strategies, increasing collections performance, developing reporting and dashboard and introducing tools and data to leverage risk management capabilities.
Whether acquiring a new customer, managing the customer experience or increasing collections rates, we combine our industry leading software and extensive experience to help you minimise your exposure to credit risk and increase collections by implementing solutions tailored to your unique business needs.
Credit risk planning and strategy management
Credit policy definition and governance
Credit policy compliance and governance
Data sharing strategy including data definitions and returned data usage
Risk assessment for new propositions and initiatives
Credit and collections policy effectiveness and compliance
Credit risk reporting and insight
Scorecards and strategy monitoring
Deep dive analytics into key risk areas
Policy management, execution, process and procedural oversight
Credit management and collections processes and procedures
Engagement with sales, operations, regulations and third parties
Collections systems and dialler strategies
Management of customer communications
Data share oversight and management
Credit risk and collections training
Get in touch to find out how we can help your business address its current challenges